BAP is a collaborative financing program with SME Corp. Malaysia with the objective of providing financial assistance to SMEs. It is to assist SMEs in strengthening their core business, building capacity and capability, and facilitating access to financing.

Amount of financing for BAP Soft Loan

✔️Financing Limit: RM50,000 – RM1,000,000 

✔️ Up to 90% Margin of Financing (refinancing is not allowed) 

✔️ Interest Rate: 4% 

✔️ Tenure: up to 10 years (including grace period)

BAP 软贷款的融资金额

▷ 融资限额:RM50,000 – RM1,000,000

▷ 高达 90% 的融资保证金(不允许再融资)

▷ 利率:4%

▷ 任期:最长10年(包括宽限期)

Scope of Financing Soft Loan

✔️ Purchase of machinery and equipment (including main software’s for services sector and commercial vehicles) 

✔️ Working capital (for purchase of stock of goods & raw materials, packaging & packaging materials and renovation) 


▷ 购买机器设备(包括服务业和商用车的主要软件)

▷ 营运资金(用于采购货物和原材料库存、包装和包装材料以及翻新)

Should you need any help in government funding, please do not hesitate to contact us and we will help to apply for the reliefs and funds available.